Plan Ledger DOL Form 5500 · updated monthly

Cardwell Lumber Inc.401(k)

CARDWELL LUMBER INC. 401(K) PLAN · NOVELTY, MO · plan year 2022

Reported admin expense ratio · 2022
1.87%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cardwell Lumber Inc. reported $8,458 in plan administrative expenses for 2022: 1.87% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,202 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the under $1M size bracket, benchmarked here against 4,041 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Missouri (1,360th of 1,393), and 3,188th of 3,341 in other services. In 2022, the employer put in $1.24 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$492,847
Participants with balances97
Active participants86
Employer contributions$103,339
Employee contributions$83,464
Employer contribution per active participant$1,202
Average account balance$5,081
Benefits paid to participants$33,374
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$8,458
Total administrative$8,458
The Cardwell Lumber Inc. 401(k) match · 2022
Employer contribution per active participant$1,202
Median for plans this size$331

Cardwell Lumber Inc.'s 2022 employer contribution ran above the $331 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$8,458 · 1.87%
Similar plansOther Services · Missouri
Peoples Community Bank MO$1.3M · 1.35%
J & M Enterprises Inc MO$1.3M · 0.71%
Joieful Connections LLC OR$505K · 2.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431034956 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.