Plan Ledger DOL Form 5500 · updated monthly

Pen-Link, LTD.401(k)

PEN-LINK, LTD. 401(K) PLAN · LINCOLN, NE · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pen-Link, LTD. reported $165,763 in plan administrative expenses for 2024: 0.42% of average plan assets, above the peer median. Employer contributions averaged $2,564 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.21% to 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 150th-largest of 565 plans among Nebraska employers on file, and the 3,228th of 11,654 in professional & technical services. In 2024, employees put in $3.26 for every $1.00 the employer contributed; active participation has grown from 115 to 154 since 2022.

Plan summary
Net assets, end of year$41,176,932
Participants with balances149
Active participants154
Employer contributions$394,859
Employee contributions$1,286,866
Employer contribution per active participant$2,564
Average account balance$276,355
Benefits paid to participants$5,126,361
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$41.2M · 149 accts · $395K emplr
2023$37.3M · 116 accts · $272K emplr
2022$29.7M · 109 accts · $200K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$44,042
Investment management$28,118
Audit (IQPA)$16,467
Total administrative$165,763
The Pen-Link, LTD. 401(k) match · 2024
Employer contribution per active participant$2,564
Median for plans this size$2,416
2024$2,564 per active participant
2023$1,816 per active participant
2022$1,739 per active participant

Pen-Link, LTD.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
BELLWETHER ADVISORS, LLC · Investment advisory (participants)$67,901
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$41,097
ALERA INVESTMENT ADVISORS, LLC · Investment advisory (plan)$28,118
PEN LINK LTD · Accounting / audit$18,900
PLAN A WEALTH LLC · Investment advisory (participants)$9,235

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$165,763 · 0.42%
2023$117,126 · 0.35%
2022$62,395 · 0.21%
Same employer
Similar plansProfessional & Technical Services · Nebraska
Fraser Stryker PC Llo NE$54.8M · 0.06%
Jeo,Inc. NE$51.1M · 0.22%
Midwest Laboratories, Inc. NE$45.6M · 0.24%
Clark & Enersen, Inc. NE$36.2M · 0.01%
Lamp Rynearson, Inc. NE$34.7M · 0.08%
Lamson Dugan & Murray LLP NE$30.9M · 0.37%
Team Software, LLC NE$30.8M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 470707585 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.