Plan Ledger DOL Form 5500 · updated monthly

Pandora Jewelry LLC401(k)

PANDORA JEWELRY LLC 401(K) PLAN · COLUMBIA, MD · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Pandora Jewelry LLC reported $98,062 in plan administrative expenses for 2024: 0.17% of average plan assets, above the peer median. Employer contributions averaged $673 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.19% to 0.17%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other wholesale trade employers. By assets it is the 279th-largest of 1,671 plans among Maryland employers on file, and the 670th of 4,246 in wholesale trade. In 2024, employees put in $1.50 for every $1.00 the employer contributed; active participation has grown from 3,257 to 5,226 since 2022.

Plan summary
Net assets, end of year$61,690,820
Participants with balances1,122
Active participants5,226
Employer contributions$3,514,664
Employee contributions$5,283,253
Employer contribution per active participant$673
Average account balance$54,983
Benefits paid to participants$6,009,538
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$61.7M · 1,122 accts · $3.5M emplr
2023$51.3M · 956 accts · $2.8M emplr
2022$41.5M · 603 accts · $2.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$79,967
Investment management$18,095
Total administrative$98,062
The Pandora Jewelry LLC 401(k) match · 2024
Employer contribution per active participant$673
Median for plans this size$3,635
2024$673 per active participant
2023$635 per active participant
2022$789 per active participant

Pandora Jewelry LLC's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
LINCOLN NATIONAL CORPORATION · Contract administrator$79,967
BOLTON PARTNERS · Investment advisory (plan)$15,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$98,062 · 0.17%
2023$84,690 · 0.18%
2022$81,463 · 0.19%
Same employer
Similar plansWholesale Trade · Maryland
R.E. Michel Company, LLC MD$92.8M · 0.40%
Cummins-Wagner Co., Inc. MD$88.2M · 0.00%
Class Produce Group, LLC MD$50.9M · 0.15%
Thos Somerville Co MD$45.4M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 421561527 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.