Padilla Speer Beardsley Inc.401(k)
AVENIR GLOBAL US RETIREMENT PLAN · MINNEAPOLIS, MN · plan year 2025
Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works
Padilla Speer Beardsley Inc. reported $81,838 in plan administrative expenses for 2025: 0.19% of average plan assets, below the peer median. Employer contributions averaged $3,713 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio rose from 0.15% to 0.19%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 528th-largest of 1,918 plans among Minnesota employers on file, and the 2,975th of 11,654 in professional & technical services. In 2025, employees put in $2.78 for every $1.00 the employer contributed; active participation has shrunk from 228 to 173 since 2022.
Padilla Speer Beardsley Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 410793514 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.