Plan Ledger DOL Form 5500 · updated monthly

Messerli & Kramer, P.A.401(k)

MESSERLI & KRAMER, P.A. SAVINGS & RETIREMENT PLAN · MINNEAPOLIS, MN · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Messerli & Kramer, P.A. reported $35,615 in plan administrative expenses for 2024: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,216 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.08%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 527th-largest of 1,918 plans among Minnesota employers on file, and the 2,952nd of 11,654 in professional & technical services. In 2024, employees put in $1.41 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$45,832,426
Participants with balances395
Active participants274
Employer contributions$1,155,261
Employee contributions$1,625,522
Employer contribution per active participant$4,216
Average account balance$116,031
Benefits paid to participants$5,531,372
Plan auditUnmodified (clean) audit opinion
AuditorCOPELAND BUHL & COMPANY PLLP
Plan history3
Yearassets · accounts · employer contribution
2024$45.8M · 395 accts · $1.2M emplr
2023$42.4M · 369 accts · $950K emplr
2022$36.0M · 379 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$35,615
Total administrative$35,615
The Messerli & Kramer, P.A. 401(k) match · 2024
Employer contribution per active participant$4,216
Median for plans this size$2,416
2024$4,216 per active participant
2023$3,831 per active participant
2022$4,392 per active participant

Messerli & Kramer, P.A.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
NWPS · Recordkeeping · Loan processing$35,615

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NWPS
2023NWPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$35,615 · 0.08%
2023$34,760 · 0.09%
2022$26,148 · 0.06%
Same employer
Similar plansProfessional & Technical Services · Minnesota
Dunham Associates, Inc. MN$47.8M · 0.14%
Olsen Thielen & Co., LTD MN$47.2M · 0.24%
Code 42 Software, Inc. MN$44.1M · 0.05%
Kfi Engineers, PC MN$43.5M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 411767334 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.