Plan Ledger DOL Form 5500 · updated monthly

Kfi Engineers, PC401(k)

KFI ENGINEERS 401(K) PLAN · ST. PAUL, MN · plan year 2025

Reported admin expense ratio · 2025
0.21%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Kfi Engineers, PC reported $80,850 in plan administrative expenses for 2025: 0.21% of average plan assets, below the peer median. Employer contributions averaged $3,522 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.24% to 0.21%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 550th-largest of 1,918 plans among Minnesota employers on file, and the 3,091st of 11,654 in professional & technical services. In 2025, employees put in $2.98 for every $1.00 the employer contributed; active participation has grown from 205 to 280 since 2022.

Plan summary
Net assets, end of year$43,499,398
Participants with balances351
Active participants280
Employer contributions$986,250
Employee contributions$2,936,031
Employer contribution per active participant$3,522
Average account balance$123,930
Benefits paid to participants$2,503,568
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$43.5M · 351 accts · $986K emplr
2024$35.3M · 332 accts · $895K emplr
2023$28.8M · 291 accts · $772K emplr
2022$22.8M · 259 accts · $638K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,172
Trustee / custodial$77,678
Total administrative$80,850
The Kfi Engineers, PC 401(k) match · 2025
Employer contribution per active participant$3,522
Median for plans this size$2,666
2025$3,522 per active participant
2024$3,278 per active participant
2023$3,300 per active participant
2022$3,113 per active participant

Kfi Engineers, PC's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Participant communicationindirect comp
HEARTLAND TRUST COMPANY · Trustee$80,850
CHARLES SCHWAB TRUST BANK · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025EPIC RPS
2024EPIC RPS
2023EPIC RPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$80,850 · 0.21%
2024$81,184 · 0.25%
2023$65,381 · 0.25%
2022$56,302 · 0.24%
Same employer
Similar plansProfessional & Technical Services · Minnesota
Messerli & Kramer, P.A. MN$45.8M · 0.08%
Code 42 Software, Inc. MN$44.1M · 0.05%
Sierra Bravo Corporation MN$41.2M · 0.16%
The Rfa Group, Inc. MN$39.9M · 0.28%
Calabrio, Inc. MN$38.4M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 465047297 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.