Plan Ledger DOL Form 5500 · updated monthly

Pacific Retirement Services, Inc.401(k)

PACIFIC RETIREMENT SERVICES, INC. 401(K) PLAN · MEDFORD, OR · plan year 2024

Reported admin expense ratio · 2024
0.33%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Pacific Retirement Services, Inc. reported $342,453 in plan administrative expenses for 2024: 0.33% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,315 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.29% to 0.33%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 94th-largest of 1,021 plans among Oregon employers on file, and the 1,016th of 11,911 in health care & social assistance. In 2024, the employer put in $1.25 for every $1.00 employees contributed themselves; active participation has grown from 2,491 to 2,984 since 2022.

Plan summary
Net assets, end of year$111,816,435
Participants with balances2,282
Active participants2,984
Employer contributions$6,909,435
Employee contributions$5,527,297
Employer contribution per active participant$2,315
Average account balance$48,999
Benefits paid to participants$10,693,144
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$111.8M · 2,282 accts · $6.9M emplr
2023$97.0M · 2,318 accts · $6.3M emplr
2022$79.2M · 2,150 accts · $6.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$342,453
Total administrative$342,453
The Pacific Retirement Services, Inc. 401(k) match · 2024
Employer contribution per active participant$2,315
Median for plans this size$3,635
2024$2,315 per active participant
2023$2,446 per active participant
2022$2,487 per active participant

Pacific Retirement Services, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
VALIC RETIREMENT SERVICES CO. · Custodial (securities) · Investment advisory (participants)$340,502
VARIABLE ANNUITY LIFE INSURANCE CO. · Custodial (securities) · Investment advisory (participants)$1,951

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$342,453 · 0.33%
2023$236,391 · 0.27%
2022$242,713 · 0.29%
Same employer
Similar plansHealth Care & Social Assistance · Oregon
Tuality Healthcare OR$120.4M · 0.32%
Salem Clinic, P.C. OR$118.9M · 0.01%
Grande Ronde Hospital Inc. OR$118.3M · 0.02%
Mid-Columbia Medical Center OR$101.4M · 0.15%
Life Flight Network, LLC OR$99.1M · 0.35%
Eye Health Northwest, P.C. OR$92.9M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 931067253 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.