Plan Ledger DOL Form 5500 · updated monthly

Paccar Inc401(k) + ESOP (KSOP)

PACCAR INC SAVINGS INVESTMENT PLAN · BELLEVUE, WA · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Paccar Inc reported $722,693 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,097 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other manufacturing employers. By assets it is the 11th-largest of 1,714 plans among Washington employers on file, and the 112th of 13,661 in manufacturing. In 2025, employees put in $1.74 for every $1.00 the employer contributed; active participation has shrunk from 11,084 to 9,637 since 2022.

Plan summary
Net assets, end of year$3,058,226,401
Participants with balances12,837
Active participants9,637
Employer contributions$49,120,915
Employee contributions$85,321,395
Employer contribution per active participant$5,097
Average account balance$238,235
Benefits paid to participants$316,771,768
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$3.1B · 12,837 accts · $49.1M emplr
2024$2.9B · 13,995 accts · $53.5M emplr
2023$2.7B · 14,434 accts · $50.9M emplr
2022$2.0B · 13,571 accts · $44.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$717,693
Total administrative$722,693
The Paccar Inc 401(k) match · 2025
Employer contribution per active participant$5,097
Median for plans this size$5,084
2025$5,097 per active participant
2024$4,958 per active participant
2023$4,317 per active participant
2022$4,017 per active participant

Paccar Inc's 2025 employer contribution ran above the $5,084 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$722,603

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$722,693 · 0.02%
2024$113,140 · 0.00%
2023$85,665 · 0.00%
2022$146,013 · 0.01%
Same employer
Similar plansManufacturing · Washington
Estee Lauder, Inc. NY$3.2B · 0.06%
Steel Dynamics, Inc. IN$3.0B · 0.02%
Linde Inc. CT$2.9B · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910351110 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.