Plan Ledger DOL Form 5500 · updated monthly

P-Value Communications401(k)

P-VALUE COMMUNICATIONS 401(K) PLAN · CEDAR KNOLLS, NJ · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

P-Value Communications reported $49,982 in plan administrative expenses for 2024: 0.45% of average plan assets, above the peer median. Employer contributions averaged $2,276 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.45%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in New Jersey (1,373rd of 2,419), and 7,249th of 11,654 in professional & technical services. In 2024, employees put in $2.95 for every $1.00 the employer contributed; active participation has grown from 145 to 175 since 2022.

Plan summary
Net assets, end of year$12,459,611
Participants with balances169
Active participants175
Employer contributions$398,286
Employee contributions$1,176,338
Employer contribution per active participant$2,276
Average account balance$73,726
Benefits paid to participants$684,504
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $341K emplr
2024$12.5M · 169 accts · $398K emplr
2023$9.9M · 141 accts · $315K emplr
2022$7.4M · 123 accts · $235K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$20,799
Investment management$29,183
Total administrative$49,982
The P-Value Communications 401(k) match · 2024
Employer contribution per active participant$2,276
Median for plans this size$2,416
2024$2,276 per active participant
2023$2,088 per active participant
2022$1,624 per active participant

P-Value Communications's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AMERITAS LIFE INSURANCE CORP · Recordkeeping · Loan processing$20,800
HARRIS NYDICK; GREGORY MAKOWSKI · Investment advisory (participants)$29,183

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Ameritas
2024Ameritas
2023Ameritas

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025Not separately reported
2024$49,982 · 0.45%
2023$50,961 · 0.59%
2022$33,805 · 0.46%
Same employer
Similar plansProfessional & Technical Services · New Jersey
Marlabs, Inc NJ$13.0M · 0.46%
Kashiv Biosciences, LLC NJ$12.9M · 0.69%
Allstate Sales Group Inc NJ$12.6M · 1.23%
Miles IT Company NJ$12.3M · 0.22%
Giir America Inc. NJ$12.2M · 0.05%
Niksun, Inc. NJ$12.1M · 0.00%
Npg Health, LLC NJ$12.1M · 0.62%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201888028 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.