Plan Ledger DOL Form 5500 · updated monthly

Owensboro Health, Inc.403(b)

OWENSBORO HEALTH 403(B) SAFE HARBOR PLAN · OWENSBORO, KY · plan year 2025

Reported admin expense ratio · 2025
0.13%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Owensboro Health, Inc. reported $294,157 in plan administrative expenses for 2025: 0.13% of average plan assets, above the peer median. Employer contributions averaged $2,963 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.18% to 0.13%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 32nd-largest of 871 plans among Kentucky employers on file, and the 552nd of 11,911 in health care & social assistance. In 2025, employees put in $1.59 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$246,009,570
Participants with balances4,461
Active participants3,766
Employer contributions$11,159,377
Employee contributions$17,757,017
Employer contribution per active participant$2,963
Average account balance$55,147
Benefits paid to participants$20,506,628
Plan auditUnmodified (clean) audit opinion
AuditorEBELHAR WHITEHEAD
Plan history4
Yearassets · accounts · employer contribution
2025$246.0M · 4,461 accts · $11.2M emplr
2024$205.2M · 4,455 accts · $10.3M emplr
2023$169.2M · 4,379 accts · $9.7M emplr
2022$137.1M · 4,497 accts · $9.3M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$277,726
Investment management$16,431
Total administrative$294,157
Employer contributions to the Owensboro Health, Inc. plan · 2025
Employer contribution per active participant$2,963
Median for plans this size$4,093
2025$2,963 per active participant
2024$2,764 per active participant
2023$2,708 per active participant
2022$2,460 per active participant

Owensboro Health, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
ADVISED ASSETS GROUP, LLC · Investment management$16,431

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Prudential

This plan has changed recordkeepers within these filings. If you left Owensboro Health, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$294,157 · 0.13%
2024$257,226 · 0.14%
2023$287,418 · 0.19%
2022$252,644 · 0.18%
All plans at this employer2
OWENSBORO HEALTH 403(B) MATCH PLAN403(b)
OWENSBORO HEALTH 403(B) SAFE HARBOR PLAN403(b)
Same employer
Similar plansHealth Care & Social Assistance · Kentucky
Kindred Healthcare LLC KY$969.3M · 0.09%
Uofl Health, Inc. KY$565.8M · 0.13%
New Lexington Clinic, P.S.C. KY$295.5M · 0.04%
Ephraim McDowell Health KY$202.6M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 611286361 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.