Plan Ledger DOL Form 5500 · updated monthly

Origin Bancorp, Inc.401(k)

ORIGIN BANCORP, INC. EMPLOYEE RETIREMENT PLAN · RUSTON, LA · plan year 2025

Reported admin expense ratio · 2025
0.13%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Origin Bancorp, Inc. reported $154,551 in plan administrative expenses for 2025: 0.13% of average plan assets, above the peer median. Employer contributions averaged $2,606 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.129%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 53rd-largest of 884 plans among Louisiana employers on file, and the 825th of 4,798 in finance & insurance. In 2025, employees put in $3.05 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$127,081,328
Participants with balances1,154
Active participants970
Employer contributions$2,527,917
Employee contributions$7,699,677
Employer contribution per active participant$2,606
Average account balance$110,122
Benefits paid to participants$12,690,167
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$127.1M · 1,154 accts · $2.5M emplr
2024$112.7M · 1,199 accts · $2.6M emplr
2023$100.6M · 1,205 accts · $2.4M emplr
2022$79.9M · 1,169 accts · $2.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$154,551
Total administrative$154,551
The Origin Bancorp, Inc. 401(k) match · 2025
Employer contribution per active participant$2,606
Median for plans this size$4,093
2025$2,606 per active participant
2024$2,506 per active participant
2023$2,336 per active participant
2022$2,161 per active participant

Origin Bancorp, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$154,551

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$154,551 · 0.13%
2024$136,186 · 0.13%
2023$118,382 · 0.13%
2022$106,339 · 0.13%
Similar plansFinance & Insurance · Louisiana
B1BANK LA$86.6M · 0.17%
Home Bank NA LA$55.7M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 721192928 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.