Plan Ledger DOL Form 5500 · updated monthly

B1BANK401(k)

B1BANK EMPLOYEE RETIREMENT PLAN AND TRUST · BATON ROUGE, LA · plan year 2025

Reported admin expense ratio · 2025
0.17%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

B1BANK reported $132,848 in plan administrative expenses for 2025: 0.17% of average plan assets, above the peer median. Employer contributions averaged $3,749 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.17%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 71st-largest of 884 plans among Louisiana employers on file, and the 1,119th of 4,798 in finance & insurance. In 2025, employees put in $1.79 for every $1.00 the employer contributed; active participation has grown from 737 to 827 since 2022.

Plan summary
Net assets, end of year$86,601,184
Participants with balances961
Active participants827
Employer contributions$3,100,503
Employee contributions$5,557,988
Employer contribution per active participant$3,749
Average account balance$90,116
Benefits paid to participants$8,066,861
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$86.6M · 961 accts · $3.1M emplr
2024$68.7M · 878 accts · $2.7M emplr
2023$61.9M · 871 accts · $2.4M emplr
2022$50.8M · 832 accts · $2.3M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$132,848
Total administrative$132,848
The B1BANK 401(k) match · 2025
Employer contribution per active participant$3,749
Median for plans this size$4,093
2025$3,749 per active participant
2024$3,459 per active participant
2023$3,233 per active participant
2022$3,171 per active participant

B1BANK's 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
SENTINEL PENSION AND PAYROLL · Contract administrator$80,417
EMPOWER ADVISORY GROUP, LLC · Investment management$21,491

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$132,848 · 0.17%
2024$116,137 · 0.18%
2023$133,942 · 0.24%
2022$92,494 · 0.18%
Same employer
Similar plansFinance & Insurance · Louisiana
Origin Bancorp, Inc. LA$127.1M · 0.13%
Home Bank NA LA$55.7M · 0.29%
Republic Finance, LLC LA$50.3M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 203977125 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.