Plan Ledger DOL Form 5500 · updated monthly

Oregon State Credit Union401(k)

OREGON STATE CREDIT UNION 401(K) PLAN · CORVALLIS, OR · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Oregon State Credit Union reported $58,242 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $8,770 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.14% to 0.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 194th-largest of 1,021 plans among Oregon employers on file, and the 1,755th of 4,798 in finance & insurance. In 2024, the employer put in $1.29 for every $1.00 employees contributed themselves; active participation has grown from 258 to 295 since 2022.

Plan summary
Net assets, end of year$46,960,610
Participants with balances391
Active participants295
Employer contributions$2,587,224
Employee contributions$2,004,847
Employer contribution per active participant$8,770
Average account balance$120,104
Benefits paid to participants$6,298,019
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$47.0M · 391 accts · $2.6M emplr
2023$43.6M · 368 accts · $2.3M emplr
2022$37.6M · 359 accts · $2.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$58,242
Total administrative$58,242
The Oregon State Credit Union 401(k) match · 2024
Employer contribution per active participant$8,770
Median for plans this size$2,416
2024$8,770 per active participant
2023$8,683 per active participant
2022$8,082 per active participant

Oregon State Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PENSION PLAN SPECIALISTS, PC · Recordkeeping · Other services$8,970
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$56,277

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PENSION PLAN SPECIALISTS, PC
2023PENSION PLAN SPECIALISTS, PC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$58,242 · 0.13%
2023$53,382 · 0.13%
2022$56,677 · 0.14%
Same employer
Similar plansFinance & Insurance · Oregon
Aaa Oregon/Idaho OR$51.4M · 0.13%
Concora Credit Inc. OR$43.0M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930444581 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.