Plan Ledger DOL Form 5500 · updated monthly

Oregon Mutual Insurance Company401(k)

OREGON MUTUAL INSURANCE COMPANY 401(K) RETIREMENT PLAN · MCMINNVILLE, OR · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Oregon Mutual Insurance Company reported $28,176 in plan administrative expenses for 2024: 0.07% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,332 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.066%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 208th-largest of 1,021 plans among Oregon employers on file, and the 1,868th of 4,798 in finance & insurance. In 2024, employees put in $1.20 for every $1.00 the employer contributed; active participation has shrunk from 201 to 143 since 2022.

Plan summary
Net assets, end of year$42,933,485
Participants with balances243
Active participants143
Employer contributions$1,048,531
Employee contributions$1,259,108
Employer contribution per active participant$7,332
Average account balance$176,681
Benefits paid to participants$6,228,847
Plan auditUnmodified (clean) audit opinion
AuditorKERNUTT STOKES, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$42.9M · 243 accts · $1.0M emplr
2023$41.9M · 266 accts · $1.1M emplr
2022$39.9M · 292 accts · $1.3M emplr
The Oregon Mutual Insurance Company 401(k) match · 2024
Employer contribution per active participant$7,332
Median for plans this size$2,416
2024$7,332 per active participant
2023$6,769 per active participant
2022$6,336 per active participant

Oregon Mutual Insurance Company's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
THE VANGUARD GROUP, INC. · Recordkeeping · Trustee (directed)$28,576

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$28,176 · 0.07%
2023$29,808 · 0.07%
2022$30,700 · 0.07%
Same employer
Similar plansFinance & Insurance · Oregon
Aaa Oregon/Idaho OR$51.4M · 0.13%
Oregon State Credit Union OR$47.0M · 0.13%
Concora Credit Inc. OR$43.0M · 0.41%
The Partners Group, LTD OR$37.0M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930242980 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.