Plan Ledger DOL Form 5500 · updated monthly

Oregon Community Credit Union401(k)

OREGON COMMUNITY CREDIT UNION 401(K) PLAN AND TRUST · SPRINGFIELD, OR · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Oregon Community Credit Union reported $241,325 in plan administrative expenses for 2024: 0.38% of average plan assets, higher than ~90% of peers. Employer contributions averaged $4,062 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.36% to 0.38%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 141st-largest of 1,021 plans among Oregon employers on file, and the 1,331st of 4,798 in finance & insurance. In 2024, employees put in $1.42 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$67,785,817
Participants with balances703
Active participants605
Employer contributions$2,457,576
Employee contributions$3,478,494
Employer contribution per active participant$4,062
Average account balance$96,424
Benefits paid to participants$4,779,828
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$67.8M · 703 accts · $2.5M emplr
2023$57.7M · 698 accts · $3.3M emplr
2022$46.5M · 668 accts · $3.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$131,022
Investment management$49,059
Total administrative$241,325
The Oregon Community Credit Union 401(k) match · 2024
Employer contribution per active participant$4,062
Median for plans this size$3,635
2024$4,062 per active participant
2023$5,555 per active participant
2022$5,202 per active participant

Oregon Community Credit Union's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PRIME PENSIONS NORTHWEST, LLC · Other services$61,244
RETIREMENT CONSULTING GROUP INC · Investment advisory (plan)$40,000
EMPOWER ADVISORY GROUP, LLC · Investment management$9,059

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$241,325 · 0.38%
2023$229,525 · 0.44%
2022$172,286 · 0.36%
Same employer
Similar plansFinance & Insurance · Oregon
Rogue Credit Union OR$53.2M · 0.20%
Aaa Oregon/Idaho OR$51.4M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930492535 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.