Plan Ledger DOL Form 5500 · updated monthly

Unitus Community Credit Union401(k)

UNITUS COMMUNITY CREDIT UNION 401(K) PLAN · PORTLAND, OR · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Unitus Community Credit Union reported $56,136 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $6,248 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 170th-largest of 1,021 plans among Oregon employers on file, and the 1,598th of 4,798 in finance & insurance. In 2024, the employer put in $1.01 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$52,630,700
Participants with balances408
Active participants311
Employer contributions$1,943,282
Employee contributions$1,930,041
Employer contribution per active participant$6,248
Average account balance$128,997
Benefits paid to participants$3,726,693
Plan auditUnmodified (clean) audit opinion
AuditorDOUGALL CONRADIE LLC
Plan history3
Yearassets · accounts · employer contribution
2024$52.6M · 408 accts · $1.9M emplr
2023$45.7M · 411 accts · $1.9M emplr
2022$36.1M · 405 accts · $2.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$39,829
Investment management$16,307
Total administrative$56,136
The Unitus Community Credit Union 401(k) match · 2024
Employer contribution per active participant$6,248
Median for plans this size$2,416
2024$6,248 per active participant
2023$6,140 per active participant
2022$6,633 per active participant

Unitus Community Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$56,136
CHARLES SCHWAB BANK · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$56,136 · 0.11%
2023$51,236 · 0.13%
2022$46,253 · 0.12%
Same employer
Similar plansFinance & Insurance · Oregon
Rogue Credit Union OR$53.2M · 0.20%
Aaa Oregon/Idaho OR$51.4M · 0.13%
Oregon State Credit Union OR$47.0M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930243503 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.