Plan Ledger DOL Form 5500 · updated monthly

Pacificsource401(k)

PACIFICSOURCE 401(K) PLAN · SPRINGFIELD, OR · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Pacificsource reported $60,839 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,619 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.04%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 62nd-largest of 1,021 plans among Oregon employers on file, and the 614th of 4,798 in finance & insurance. In 2024, employees put in $1.45 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$183,906,729
Participants with balances2,303
Active participants1,900
Employer contributions$8,775,589
Employee contributions$12,700,201
Employer contribution per active participant$4,619
Average account balance$79,855
Benefits paid to participants$15,021,204
Plan auditUnmodified (clean) audit opinion
AuditorKERNUTT STOKES, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$183.9M · 2,303 accts · $8.8M emplr
2023$147.6M · 2,378 accts · $8.2M emplr
2022$115.0M · 2,159 accts · $7.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$20,463
Investment management$40,376
Total administrative$60,839
The Pacificsource 401(k) match · 2024
Employer contribution per active participant$4,619
Median for plans this size$3,635
2024$4,619 per active participant
2023$4,183 per active participant
2022$3,936 per active participant

Pacificsource's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FID INV INSTL OPS CO · Contract administrator · Recordkeeping$20,463
STRATEGIC ADVISORS · Investment advisory (plan)$40,376

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$60,839 · 0.04%
2023$44,104 · 0.03%
2022$36,729 · 0.03%
Same employer
Similar plansFinance & Insurance · Oregon
Careoregon, Inc. OR$218.3M · 0.15%
Moda Partners, Inc. OR$209.0M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 463939584 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.