Plan Ledger DOL Form 5500 · updated monthly

Opportunity Foundation, Inc.403(b)

OPPORTUNITY FOUNDATION EMPLOYEE RETIREMENT PLAN · WILLISTON, ND · plan year 2022

Reported admin expense ratio · 2022
0.04%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Opportunity Foundation, Inc. reported $1,239 in plan administrative expenses for 2022: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,382 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in North Dakota (248th of 279), and 8,877th of 11,911 in health care & social assistance. In 2022, employees put in $1.32 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,547,337
Participants with balances79
Active participants139
Employer contributions$192,044
Employee contributions$253,860
Employer contribution per active participant$1,382
Average account balance$44,903
Benefits paid to participants$202,136
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$1,239
Total administrative$1,239
Employer contributions to the Opportunity Foundation, Inc. plan · 2022
Employer contribution per active participant$1,382
Median for plans this size$1,114

Opportunity Foundation, Inc.'s 2022 employer contribution ran above the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$1,239 · 0.04%
Similar plansHealth Care & Social Assistance · North Dakota
Centre, Inc. ND$4.1M · 0.45%
Ashley Medical Center ND$3.9M · 0.06%
St. Luke's Hospital ND$2.8M · 0.09%
Share House, Inc. ND$2.7M · 0.41%

Why are you looking at this plan?

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Source: U.S. Department of Labor, Form 5500 series, EIN 450373040 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.