Plan Ledger DOL Form 5500 · updated monthly

One Community Bank401(k)

ONE COMMUNITY BANK 401(K) RETIREMENT PLAN · MCFARLAND, WI · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

One Community Bank reported $54,871 in plan administrative expenses for 2024: 0.37% of average plan assets, above the peer median. Employer contributions averaged $1,705 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.35% to 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Wisconsin (973rd of 1,936), and 3,313th of 4,798 in finance & insurance. In 2024, employees put in $3.00 for every $1.00 the employer contributed; active participation has grown from 196 to 221 since 2022.

Plan summary
Net assets, end of year$16,821,532
Participants with balances236
Active participants221
Employer contributions$376,899
Employee contributions$1,130,355
Employer contribution per active participant$1,705
Average account balance$71,278
Benefits paid to participants$1,388,954
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI
Plan history3
Yearassets · accounts · employer contribution
2024$16.8M · 236 accts · $377K emplr
2023$13.1M · 210 accts · $369K emplr
2022$11.1M · 189 accts · $259K emplr
Administrative expenses, itemized · 2024
Investment management$54,871
Total administrative$54,871
The One Community Bank 401(k) match · 2024
Employer contribution per active participant$1,705
Median for plans this size$2,416
2024$1,705 per active participant
2023$1,893 per active participant
2022$1,324 per active participant

One Community Bank's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
TRUST POINT INC · Recordkeeping · Trustee$54,871

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TRUST POINT INC
2023TRUST POINT INC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$54,871 · 0.37%
2023$44,423 · 0.37%
2022$44,353 · 0.35%
Same employer
Similar plansFinance & Insurance · Wisconsin
Blackhawk Bank WI$18.5M · 0.25%
Inlanta Mortgage, Inc WI$18.5M · 0.45%
The Retirement Advantage WI$17.2M · 0.18%
Jacsten Holdings, LLC WI$16.8M · 0.93%
Aqua Finance Inc. WI$16.8M · 0.11%
Royal Bancshares, Inc. WI$16.6M · 0.52%
Westbury Bank WI$15.9M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391229545 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.