Plan Ledger DOL Form 5500 · updated monthly

Ohioguidestone401(k)

OHIOGUIDESTONE 401(K) PLAN · BEREA, OH · plan year 2024

Reported admin expense ratio · 2024
0.47%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Ohioguidestone reported $175,802 in plan administrative expenses for 2024: 0.47% of average plan assets, higher than ~75% of peers. Employer contributions averaged $793 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.57% to 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 775th-largest of 3,295 plans among Ohio employers on file, and the 2,249th of 11,911 in health care & social assistance. In 2024, employees put in $3.76 for every $1.00 the employer contributed; active participation has grown from 1,142 to 1,266 since 2022.

Plan summary
Net assets, end of year$39,657,404
Participants with balances1,531
Active participants1,266
Employer contributions$1,003,469
Employee contributions$3,777,400
Employer contribution per active participant$793
Average account balance$25,903
Benefits paid to participants$4,160,711
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$39.7M · 1,531 accts · $1.0M emplr
2023$34.9M · 1,468 accts · $1.0M emplr
2022$30.5M · 1,539 accts · $891K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$125,179
Investment management$43,123
Total administrative$175,802
The Ohioguidestone 401(k) match · 2024
Employer contribution per active participant$793
Median for plans this size$2,416
2024$793 per active participant
2023$973 per active participant
2022$781 per active participant

Ohioguidestone's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$125,300
CETERA INVESTMENT ADVISORS LLC · Investment advisory (plan)$27,500
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$8,123
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$7,500
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$7,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$175,802 · 0.47%
2023$151,342 · 0.46%
2022$187,032 · 0.57%
Same employer
Similar plansHealth Care & Social Assistance · Ohio
Ohiohealth OH$42.7M
Family Health, Inc. OH$41.2M · 0.00%
Fulton County Health Center OH$38.3M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 340720558 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.