Plan Ledger DOL Form 5500 · updated monthly

Ohio Real Title Agency, LLC401(k)

OHIO REAL TITLE AGENCY, LLC 401(K) PROFIT SHARING PLAN AND TRUST · CLEVELAND, OH · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Ohio Real Title Agency, LLC reported $28,924 in plan administrative expenses for 2024: 0.32% of average plan assets, below the peer median. Employer contributions averaged $4,284 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.35% to 0.32%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Ohio (2,005th of 3,295), and 4,005th of 4,798 in finance & insurance. In 2024, employees put in $1.36 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,817,622
Participants with balances157
Active participants133
Employer contributions$569,731
Employee contributions$776,028
Employer contribution per active participant$4,284
Average account balance$62,533
Benefits paid to participants$889,016
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.8M · 157 accts · $570K emplr
2023$8.4M · 142 accts · $552K emplr
2022$6.8M · 145 accts · $720K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$22,662
Investment management$6,262
Total administrative$28,924
The Ohio Real Title Agency, LLC 401(k) match · 2024
Employer contribution per active participant$4,284
Median for plans this size$1,313
2024$4,284 per active participant
2023$4,450 per active participant
2022$5,415 per active participant

Ohio Real Title Agency, LLC's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EMPOWER ADVISORY GROUP, LLC · Investment management$6,262

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$28,924 · 0.32%
2023$24,653 · 0.32%
2022$23,783 · 0.35%
Same employer
Similar plansFinance & Insurance · Ohio
Branch Financial, Inc. OH$11.2M · 1.13%
Cinfed Credit Union OH$10.4M · 0.45%
Day Air Credit Union, Inc. OH$10.3M · 0.56%
Communitybanc, Inc. OH$9.4M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 020760823 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.