Plan Ledger DOL Form 5500 · updated monthly

North American Client Services, Inc.401(k)

NORTH AMERICAN CLIENT SERVICES, INC. 401(K) PLAN · MISSION VIEJO, CA · plan year 2022

Reported admin expense ratio · 2022
0.51%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

North American Client Services, Inc. reported $211,292 in plan administrative expenses for 2022: 0.51% of average plan assets, higher than ~75% of peers. Employer contributions averaged $67 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.51% to 0.65%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 2,188th-largest of 9,483 plans among California employers on file, and the 2,280th of 11,911 in health care & social assistance. In 2022, employees put in $18.99 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$38,988,466
Participants with balances1,271
Active participants3,910
Employer contributions$262,078
Employee contributions$4,978,031
Employer contribution per active participant$67
Average account balance$30,675
Benefits paid to participants$2,673,288
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$27.2M · 659 accts · $184K emplr
2023$28.5M · 1,099 accts · $111K emplr
2022$39.0M · 1,271 accts · $262K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$151,292
Investment management$60,000
Total administrative$211,292
The North American Client Services, Inc. 401(k) match · 2022
Employer contribution per active participant$67
Median for plans this size$2,266
2024$128 per active participant
2023$86 per active participant
2022$67 per active participant

North American Client Services, Inc.'s 2022 employer contribution ran below the $2,266 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$182,493 · 0.65%
2023$200,506 · 0.59%
2022$211,292 · 0.51%
Same employer
Similar plansHealth Care & Social Assistance · California
H.M. Providers, Inc. CA$39.4M · 0.14%
Childrens Institute, Inc. CA$39.1M · 0.59%
Altais Health Solutions CA$38.8M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 880252963 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.