Plan Ledger DOL Form 5500 · updated monthly

The Speech Pathology Group, Inc.401(k)

THE COMMUNICATIONS GROUP 401(K) PLAN · WALNUT CREEK, CA · plan year 2024

Reported admin expense ratio · 2024
0.87%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

The Speech Pathology Group, Inc. reported $296,803 in plan administrative expenses for 2024: 0.87% of average plan assets, higher than ~90% of peers. Employer contributions averaged $769 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.61% to 0.87%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 2,244th-largest of 9,483 plans among California employers on file, and the 2,344th of 11,911 in health care & social assistance. In 2024, employees put in $3.34 for every $1.00 the employer contributed; active participation has grown from 1,044 to 1,484 since 2022.

Plan summary
Net assets, end of year$37,619,793
Participants with balances816
Active participants1,484
Employer contributions$1,141,568
Employee contributions$3,815,928
Employer contribution per active participant$769
Average account balance$46,103
Benefits paid to participants$2,494,687
Plan auditUnmodified (clean) audit opinion
AuditorCOMYNS SMITH MCCLEARY & DEAVER LLP
Plan history3
Yearassets · accounts · employer contribution
2024$37.6M · 816 accts · $1.1M emplr
2023$30.6M · 791 accts · $979K emplr
2022$24.0M · $858K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$108,274
Investment management$79,395
Total administrative$296,803
The The Speech Pathology Group, Inc. 401(k) match · 2024
Employer contribution per active participant$769
Median for plans this size$2,416
2024$769 per active participant
2023$808 per active participant
2022$822 per active participant

The Speech Pathology Group, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$108,275
SANCTUARY ADVISORS LLC · Investment advisory (participants)$69,074
THE COMMUNICATIONS GROUP-SUSAN STAR · Trustee$57,764
FLYNN, SHOJINAGA & ASSOCIATES, INC.$14,255
TWO WEST CAPITAL ADVISORS LLC · Investment advisory (participants)$10,321

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$296,803 · 0.87%
2023$245,511 · 0.90%
2022$156,560 · 0.61%
Same employer
Similar plansHealth Care & Social Assistance · California
Altais Health Solutions CA$38.8M · 0.40%
Sequoia Living Inc. CA$36.4M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 943290122 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.