Plan Ledger DOL Form 5500 · updated monthly

Nagrastar, LLC401(k)

NAGRASTAR 401(K) SAVINGS AND RETIREMENT PLAN · ENGLEWOOD, CO · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Nagrastar, LLC reported $38,622 in plan administrative expenses for 2024: 0.15% of average plan assets, below the peer median. Employer contributions averaged $13,323 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.15%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 410th-largest of 1,461 plans among Colorado employers on file, and the 4,545th of 11,654 in professional & technical services. In 2024, the employer put in $1.02 for every $1.00 employees contributed themselves; active participation has shrunk from 75 to 57 since 2022.

Plan summary
Net assets, end of year$26,594,308
Participants with balances95
Active participants57
Employer contributions$759,433
Employee contributions$743,121
Employer contribution per active participant$13,323
Average account balance$279,940
Benefits paid to participants$4,161,326
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$26.6M · 95 accts · $759K emplr
2023$25.2M · 114 accts · $413K emplr
2022$20.9M · 120 accts · $700K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$32,046
Investment management$6,576
Total administrative$38,622
The Nagrastar, LLC 401(k) match · 2024
Employer contribution per active participant$13,323
Median for plans this size$2,416
2024$13,323 per active participant
2023$5,985 per active participant
2022$9,328 per active participant

Nagrastar, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
EMPOWER ANNUITY INS CO OF AMERICA · Loan processing · Recordkeeping$32,046
MOSS ADAMS LLP · Accounting / audit$17,390
EMPOWER ADVISORY GROUP, LLC · Investment management · Investment advisory (participants)$6,576
SAGEVIEW ADVISORY GROUP LLC · Investment advisory (plan)$4,722
EMPOWER FINANCIAL SERVICES, INC. · Securities brokerage$60

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$38,622 · 0.15%
2023$16,169 · 0.07%
2022$18,691 · 0.08%
Similar plansProfessional & Technical Services · Colorado
Crossfit, LLC CO$27.6M · 0.01%
Insurance Technologies, LLC CO$27.1M · 0.24%
Richey May & Co., LLP CO$26.9M · 0.21%
Quantum Metric Inc CO$26.7M · 0.46%
Flatirons Solutions, Inc. CO$25.6M · 0.15%
Contexture LLC CO$25.5M · 0.22%
Equus Software LLC CO$25.2M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841547827 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.