Plan Ledger DOL Form 5500 · updated monthly

Municipal Emergency Services, Inc.401(k)

MUNICIPAL EMERGENCY SERVICES, INC. EMPLOYEES SAVINGS TRUST · SANDY HOOK, CT · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Municipal Emergency Services, Inc. reported $23,811 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,002 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 484th-largest of 1,106 plans among Connecticut employers on file, and the 1,191st of 5,215 in retail trade. In 2024, employees put in $2.29 for every $1.00 the employer contributed; active participation has grown from 608 to 695 since 2022.

Plan summary
Net assets, end of year$25,394,083
Participants with balances872
Active participants695
Employer contributions$1,391,572
Employee contributions$3,191,683
Employer contribution per active participant$2,002
Average account balance$29,122
Benefits paid to participants$1,999,578
Plan auditUnmodified (clean) audit opinion
AuditorLANCE SHELBY, CPA, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$25.4M · 872 accts · $1.4M emplr
2023$19.7M · 734 accts
2022$15.6M · 661 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$23,811
Total administrative$23,811
The Municipal Emergency Services, Inc. 401(k) match · 2024
Employer contribution per active participant$2,002
Median for plans this size$2,416

Municipal Emergency Services, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FREEMAN RETIREMENT PLAN CONSULTING · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$23,811 · 0.11%
2023$20,816 · 0.12%
2022$11,440 · 0.07%
Same employer
Similar plansRetail Trade · Connecticut
Hoffman Enterprises CT$29.6M · 0.43%
Miller Motorcars, Inc. CT$27.9M · 0.39%
The Lovesac Company CT$24.8M · 0.05%
Garafalo Markets, LLC CT$20.3M · 0.37%
L.H. Gault & Son, Inc. CT$19.1M · 0.20%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 651051374 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.