Plan Ledger DOL Form 5500 · updated monthly

Clarus Commerce LLC dba Ebbo401(k)

CLARUS COMMERCE 401(K) PLAN · ROCKY HILL, CT · plan year 2024

Reported admin expense ratio · 2024
0.90%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Clarus Commerce LLC dba Ebbo reported $190,361 in plan administrative expenses for 2024: 0.90% of average plan assets, higher than ~90% of peers. Employer contributions averaged $4,371 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.68% to 0.90%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 520th-largest of 1,106 plans among Connecticut employers on file, and the 1,335th of 5,215 in retail trade. In 2024, employees put in $2.44 for every $1.00 the employer contributed; active participation has shrunk from 268 to 176 since 2022.

Plan summary
Net assets, end of year$22,399,399
Participants with balances364
Active participants176
Employer contributions$769,359
Employee contributions$1,878,750
Employer contribution per active participant$4,371
Average account balance$61,537
Benefits paid to participants$3,054,165
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$22.4M · 364 accts · $769K emplr
2023$19.8M · 417 accts · $857K emplr
2022$17.7M · 471 accts · $724K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$190,361
Total administrative$190,361
The Clarus Commerce LLC dba Ebbo 401(k) match · 2024
Employer contribution per active participant$4,371
Median for plans this size$2,416
2024$4,371 per active participant
2023$3,807 per active participant
2022$2,701 per active participant

Clarus Commerce LLC dba Ebbo's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
LPL FINANCIAL · Investment advisory (plan)$63,189
JIM HALLINAN PENSION CONSULTING, LL · Contract administratorindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$190,361 · 0.90%
2023$191,251 · 1.02%
2022$97,477 · 0.68%
Same employer
Similar plansRetail Trade · Connecticut
Miller Motorcars, Inc. CT$27.9M · 0.39%
The Lovesac Company CT$24.8M · 0.05%
Garafalo Markets, LLC CT$20.3M · 0.37%
L.H. Gault & Son, Inc. CT$19.1M · 0.20%
Gengras Motor Cars, Inc. CT$17.9M · 0.41%
Orlor, Inc CT$17.4M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 061614774 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.