Plan Ledger DOL Form 5500 · updated monthly

Munich Reinsurance America, Inc401(k)

MUNICH RE U.S. SAVINGS PLAN · PRINCETON, NJ · plan year 2025

Reported admin expense ratio · 2025
0.04%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Munich Reinsurance America, Inc reported $739,964 in plan administrative expenses for 2025: 0.04% of average plan assets, below the peer median. Employer contributions averaged $13,000 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.05% to 0.04%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other finance & insurance employers. By assets it is the 37th-largest of 2,419 plans among New Jersey employers on file, and the 97th of 4,798 in finance & insurance. In 2025, the employer put in $1.08 for every $1.00 employees contributed themselves; active participation has grown from 4,300 to 4,779 since 2022.

Plan summary
Net assets, end of year$2,058,021,324
Participants with balances6,285
Active participants4,779
Employer contributions$62,128,617
Employee contributions$57,479,414
Employer contribution per active participant$13,000
Average account balance$327,450
Benefits paid to participants$159,378,912
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$2.1B · 6,285 accts · $62.1M emplr
2024$1.8B · 6,162 accts · $57.9M emplr
2023$1.6B · 6,016 accts · $51.5M emplr
2022$1.4B · 5,830 accts · $45.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$126,915
Investment management$613,049
Total administrative$739,964
The Munich Reinsurance America, Inc 401(k) match · 2025
Employer contribution per active participant$13,000
Median for plans this size$5,084
2025$13,000 per active participant
2024$12,337 per active participant
2023$11,145 per active participant
2022$10,509 per active participant

Munich Reinsurance America, Inc's 2025 employer contribution ran above the $5,084 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
EMPOWER ANNUITY INSURANCE COMPANY · Recordkeeping · Loan processing$126,915
EMPOWER ADVISORY GROUP, LLC · Investment advisory (participants)$591,161
CAPFINANCIAL PARTNERS LLC DBA CAPTR · Investment advisory (plan)$21,888

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Empower
2024Empower
2023Empower, Vanguard

This plan has changed recordkeepers within these filings. If you left Munich Reinsurance America, Inc before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$739,964 · 0.04%
2024$651,819 · 0.04%
2023$499,440 · 0.03%
2022$754,934 · 0.05%
Same employer
Similar plansFinance & Insurance · New Jersey
Ubs AG NJ$10.2B · 0.14%
Metlife Group, Inc. NJ$8.3B · 0.13%
Pbf Holding Company LLC NJ$1.2B · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 134924125 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.