Plan Ledger DOL Form 5500 · updated monthly

Mosaic Health403(b)

ROCHESTER PRIMARY CARE NETWORK 403(B) PLAN · ROCHESTER, NY · plan year 2024

Reported admin expense ratio · 2024
0.62%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Mosaic Health reported $42,468 in plan administrative expenses for 2024: 0.62% of average plan assets, above the peer median. Employer contributions averaged $2,329 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.68% to 0.62%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (4,061st of 5,648), and 6,791st of 11,911 in health care & social assistance. In 2024, employees put in $2.10 for every $1.00 the employer contributed; active participation has shrunk from 149 to 126 since 2022.

Plan summary
Net assets, end of year$7,151,771
Participants with balances204
Active participants126
Employer contributions$293,416
Employee contributions$615,696
Employer contribution per active participant$2,329
Average account balance$35,058
Benefits paid to participants$1,248,623
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.2M · 204 accts · $293K emplr
2023$6.6M · 202 accts · $279K emplr
2022$5.1M · 208 accts · $255K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$42,468
Total administrative$42,468
Employer contributions to the Mosaic Health plan · 2024
Employer contribution per active participant$2,329
Median for plans this size$1,313
2024$2,329 per active participant
2023$1,851 per active participant
2022$1,712 per active participant

Mosaic Health's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$42,468 · 0.62%
2023$38,617 · 0.66%
2022$36,092 · 0.68%
Same employer
Similar plansHealth Care & Social Assistance · New York
K Health Inc. NY$7.2M · 0.92%
O'Connor Hospital NY$7.2M · 0.71%
Grow Care, Inc NY$7.1M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 161293681 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.