Plan Ledger DOL Form 5500 · updated monthly

Mmcs, LLC401(k)

MM COMFORT SYSTEMS 401(K) PLAN · REDMOND, WA · plan year 2024

Reported admin expense ratio · 2024
0.58%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Mmcs, LLC reported $38,911 in plan administrative expenses for 2024: 0.58% of average plan assets, above the peer median. Employer contributions averaged $954 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.65% to 0.58%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Washington (1,213th of 1,714), and 3,533rd of 5,337 in construction. In 2024, employees put in $4.18 for every $1.00 the employer contributed; active participation has shrunk from 275 to 194 since 2022.

Plan summary
Net assets, end of year$7,266,586
Participants with balances131
Active participants194
Employer contributions$185,044
Employee contributions$773,314
Employer contribution per active participant$954
Average account balance$55,470
Benefits paid to participants$617,229
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.3M · 131 accts · $185K emplr
2023$6.1M · 142 accts · $272K emplr
2022$4.6M · 135 accts · $329K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$9,930
Investment management$28,981
Total administrative$38,911
The Mmcs, LLC 401(k) match · 2024
Employer contribution per active participant$954
Median for plans this size$1,313
2024$954 per active participant
2023$1,309 per active participant
2022$1,196 per active participant

Mmcs, LLC's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
BRIGHTON JONES LLC · Investment advisory (plan)$28,981
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$9,930

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$38,911 · 0.58%
2023$33,799 · 0.63%
2022$28,765 · 0.65%
Same employer
Similar plansConstruction · Washington
Provident Electric, Inc. WA$8.6M · 0.53%
Piper Mechanical, Inc. WA$8.4M · 0.67%
Wolfe Plumbing, Inc. WA$8.0M · 0.02%
Sea-Tac Electric, Inc. WA$7.7M · 0.50%
Adair Homes, Inc. WA$6.9M · 0.64%
Mainvue Homes, LLC WA$5.6M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 474982612 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.