Plan Ledger DOL Form 5500 · updated monthly

Milender White, Inc.401(k)

MILENDER WHITE 401(K) PROFIT SHARING PLAN · ARVADA, CO · plan year 2023

Reported admin expense ratio · 2023
0.48%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Milender White, Inc. reported $72,305 in plan administrative expenses for 2023: 0.48% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,031 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.48%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other construction employers. By assets it is the 603rd-largest of 1,461 plans among Colorado employers on file, and the 2,303rd of 5,337 in construction. In 2023, employees put in $2.39 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,569,685
Participants with balances162
Active participants187
Employer contributions$566,888
Employee contributions$1,357,335
Employer contribution per active participant$3,031
Average account balance$102,282
Benefits paid to participants$1,120,133
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$0 · $516K emplr
2023$16.6M · 162 accts · $567K emplr
2022$13.4M · 159 accts · $521K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$18,277
Investment management$54,028
Total administrative$72,305
The Milender White, Inc. 401(k) match · 2023
Employer contribution per active participant$3,031
Median for plans this size$2,440
2023$3,031 per active participant
2022$2,728 per active participant

Milender White, Inc.'s 2023 employer contribution ran above the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
CREATIVE PLANNING LLC · Investment advisory (plan)$36,379
EMPOWER ADVISORY GROUP, LLC · Investment management$17,649

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024Not separately reported
2023$72,305 · 0.48%
2022$65,872 · 0.47%
Same employer
Similar plansConstruction · Colorado
Longbow Industries CO$18.5M · 0.54%
Greiner Electric, LLC CO$18.1M · 0.24%
Flatiron Constructors, Inc. CO$16.3M · 0.31%
Gallegos Masonry, Inc. CO$15.9M · 0.07%
Moltz Construction, Inc. CO$15.9M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 872359778 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.