Plan Ledger DOL Form 5500 · updated monthly

Gallegos Masonry, Inc.401(k)

GALLEGOS MASONRY, INC. 401K PLAN · VAIL, CO · plan year 2025

Reported admin expense ratio · 2025
0.07%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Gallegos Masonry, Inc. reported $11,234 in plan administrative expenses for 2025: 0.07% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,509 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.04% to 0.07%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 620th-largest of 1,461 plans among Colorado employers on file, and the 2,363rd of 5,337 in construction. In 2025, employees put in $3.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,893,353
Participants with balances167
Active participants151
Employer contributions$227,846
Employee contributions$725,557
Employer contribution per active participant$1,509
Average account balance$95,170
Benefits paid to participants$1,207,280
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$15.9M · 167 accts · $228K emplr
2024$14.2M · 167 accts · $217K emplr
2023$13.8M · 154 accts · $213K emplr
2022$12.3M · 163 accts · $199K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$11,234
Total administrative$11,234
The Gallegos Masonry, Inc. 401(k) match · 2025
Employer contribution per active participant$1,509
Median for plans this size$2,666
2025$1,509 per active participant
2024$1,355 per active participant
2023$1,374 per active participant
2022$1,190 per active participant

Gallegos Masonry, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
JOCELYN PENSION CONSULTING, LLC$11,234

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$11,234 · 0.07%
2024$8,671 · 0.06%
2023$11,977 · 0.09%
2022$5,567 · 0.04%
Same employer
Similar plansConstruction · Colorado
Milender White, Inc. CO$16.6M · 0.48%
Flatiron Constructors, Inc. CO$16.3M · 0.31%
Moltz Construction, Inc. CO$15.9M · 0.26%
B.T. Construction, Inc. CO$14.5M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 840741521 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.