Plan Ledger DOL Form 5500 · updated monthly

Microsoft Caribbean, Inc.Profit-sharing plan

ONE MICROSOFT PUERTO RICO RETIREMENT PLAN · GUAYNABO, PR · plan year 2025

Reported admin expense ratio · 2025
0.00%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Microsoft Caribbean, Inc. reported $375 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,007 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.001% to 0.001%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 41st-largest of 323 plans among PR employers on file, and the 3,394th of 11,654 in professional & technical services. In 2025, employees put in $2.73 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$38,763,986
Participants with balances236
Active participants81
Employer contributions$324,569
Employee contributions$885,867
Employer contribution per active participant$4,007
Average account balance$164,254
Benefits paid to participants$1,423,378
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2025$38.8M · 236 accts · $325K emplr
2024$33.9M · 231 accts · $298K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$375
Total administrative$375
Employer contributions to the Microsoft Caribbean, Inc. plan · 2025
Employer contribution per active participant$4,007
Median for plans this size$2,666
2025$4,007 per active participant
2024$4,085 per active participant

Microsoft Caribbean, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
BPPR - POPULAR FIDUCIARY SERVICES · Trustee$375

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025$375 · 0.00%
2024$375 · 0.00%
Similar plansProfessional & Technical Services · PR
O'Neill & Borges LLC PR$65.3M · 0.02%
Fluor Daniel Caribbean Inc PR$52.3M · 0.35%
Ferraiuoli LLC PR$23.3M · 0.23%
GE Industrial of Pr, LLC PR$22.3M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911590503 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.