Plan Ledger DOL Form 5500 · updated monthly

Mercuria Energy America, LLC401(k)

MERCURIA ENERGY AMERICA, LLC 401(K) PLAN · HOUSTON, TX · plan year 2025

Reported admin expense ratio · 2025
0.08%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Mercuria Energy America, LLC reported $60,607 in plan administrative expenses for 2025: 0.08% of average plan assets, below the peer median. Employer contributions averaged $13,092 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.05% to 0.08%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other wholesale trade employers. By assets it is the 741st-largest of 5,688 plans among Texas employers on file, and the 506th of 4,246 in wholesale trade. In 2025, employees put in $1.19 for every $1.00 the employer contributed; active participation has grown from 234 to 343 since 2022.

Plan summary
Net assets, end of year$82,589,048
Participants with balances471
Active participants343
Employer contributions$4,490,391
Employee contributions$5,359,022
Employer contribution per active participant$13,092
Average account balance$175,348
Benefits paid to participants$9,603,289
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$82.6M · 471 accts · $4.5M emplr
2024$68.9M · 439 accts · $4.2M emplr
2023$52.0M · 397 accts · $3.5M emplr
2022$38.6M · 349 accts · $2.9M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,670
Investment management$44,437
Audit (IQPA)$12,500
Total administrative$60,607
The Mercuria Energy America, LLC 401(k) match · 2025
Employer contribution per active participant$13,092
Median for plans this size$4,093
2025$13,092 per active participant
2024$13,816 per active participant
2023$12,418 per active participant
2022$12,368 per active participant

Mercuria Energy America, LLC's 2025 employer contribution ran above the $4,093 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
CREATIVE PLANNING INC. · Recordkeeping · Trustee$40,000
ROBERTSON & ROBERTSOON, PLLC · Recordkeeping$12,500
ADP, INC. · Recordkeeping$3,670
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ADP, CREATIVE PLANNING INC., ROBERTSON & ROBERTSOON, PLLC
2024ADP, CREATIVE PLANNING HOLDCO, LLC, ROBERTSON & ROBERTSOON, PLLC
2023ADP, CREATIVE PLANNING HOLDCO, LLC, CREATIVE PLANNING INC.

This plan has changed recordkeepers within these filings. If you left Mercuria Energy America, LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$60,607 · 0.08%
2024$65,681 · 0.11%
2023$2,803 · 0.01%
2022$21,985 · 0.05%
Same employer
Similar plansWholesale Trade · Texas
His Company, Inc. TX$99.8M · 0.03%
Coburn Supply Company, Inc. TX$84.9M · 0.22%
Labatt Food Service TX$83.3M · 0.11%
D. Reynolds Company, L.P TX$82.0M · 0.00%
Victory Packaging L.P. TX$75.7M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 611600209 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.