Plan Ledger DOL Form 5500 · updated monthly

Menholt Automotive Group401(k)

MENHOLT AUTOMOTIVE GROUP 401(K) PLAN · BILLINGS, MT · plan year 2025

Reported admin expense ratio · 2025
0.31%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Menholt Automotive Group reported $74,040 in plan administrative expenses for 2025: 0.31% of average plan assets, above the peer median. Employer contributions averaged $899 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.44% to 0.31%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 58th-largest of 229 plans among Montana employers on file, and the 1,161st of 5,215 in retail trade. In 2025, employees put in $3.53 for every $1.00 the employer contributed; active participation has grown from 373 to 508 since 2022.

Plan summary
Net assets, end of year$26,153,696
Participants with balances242
Active participants508
Employer contributions$456,868
Employee contributions$1,614,361
Employer contribution per active participant$899
Average account balance$108,073
Benefits paid to participants$1,479,678
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$26.2M · 242 accts · $457K emplr
2024$22.1M · 236 accts · $454K emplr
2023$17.3M · 216 accts · $404K emplr
2022$14.0M · 203 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$38,456
Investment management$35,584
Total administrative$74,040
The Menholt Automotive Group 401(k) match · 2025
Employer contribution per active participant$899
Median for plans this size$2,666
2025$899 per active participant
2024$909 per active participant
2023$916 per active participant

Menholt Automotive Group's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIRST INTERSTATE WEALTH MANAGEMENT$35,584

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$74,040 · 0.31%
2024$63,530 · 0.32%
2023$51,993 · 0.33%
2022$68,838 · 0.44%
Same employer
Similar plansRetail Trade · Montana
Town Pump, Et Al MT$90.4M · 0.23%
Ranch and Home Supply, LLC MT$40.9M · 0.76%
Ressler Motor Company MT$16.3M · 0.66%
Pierce's Flooring, Inc. MT$15.0M · 0.43%
The Bretz Companies Inc. MT$13.0M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 810449357 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.