Plan Ledger DOL Form 5500 · updated monthly

Lutheran High South Orange County dba Crean Lutheran High School403(b)

CREAN LUTHERAN SOUTH HIGH SCHOOL 403(B) PLAN · IRVINE, CA · plan year 2024

Reported admin expense ratio · 2024
0.73%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Lutheran High South Orange County dba Crean Lutheran High School reported $113,085 in plan administrative expenses for 2024: 0.73% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,172 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.73%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 4,005th-largest of 9,483 plans among California employers on file, and 1,700th of 3,091 in educational services. In 2024, the employer put in $1.03 for every $1.00 employees contributed themselves; active participation has grown from 250 to 304 since 2022.

Plan summary
Net assets, end of year$17,311,051
Participants with balances196
Active participants304
Employer contributions$964,207
Employee contributions$932,401
Employer contribution per active participant$3,172
Average account balance$88,322
Benefits paid to participants$439,818
Plan auditUnmodified (clean) audit opinion
AuditorSTEPHEN, REIDINGER & BELLER LLP
Plan history3
Yearassets · accounts · employer contribution
2024$17.3M · 196 accts · $964K emplr
2023$13.8M · 189 accts · $880K emplr
2022$10.8M · 183 accts · $810K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$113,085
Total administrative$113,085
The Lutheran High South Orange County dba Crean Lutheran High School 401(k) match · 2024
Employer contribution per active participant$3,172
Median for plans this size$2,416
2024$3,172 per active participant
2023$3,189 per active participant
2022$3,241 per active participant

Lutheran High South Orange County dba Crean Lutheran High School's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
401K ADMINISTRATORS, INC · Recordkeeping$950
LINCOLN RETIREMENT SERVICES · Contract administrator$116,289
STEPHENS REIDINGER & BELLER LLPindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024401K ADMINISTRATORS, INC
2023401K ADMINISTRATORS, INC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$113,085 · 0.73%
2023$90,387 · 0.74%
2022$75,502 · 0.76%
Same employer
Similar plansEducational Services · California
Redwood Day School CA$17.7M · 0.14%
Aops Incorporated CA$17.6M · 0.22%
Laguna Blanca School CA$17.3M · 0.14%
Childrens Day School CA$17.0M · 0.04%
Carlthorp School CA$17.0M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 550909201 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.