Plan Ledger DOL Form 5500 · updated monthly

Santa Barbara Graduate School, Inc. dba Pacifica Graduate Institute401(k)

PACIFICA GRADUATE INSTITUTE 401K PLAN · CARPINTERIA, CA · plan year 2024

Reported admin expense ratio · 2024
0.46%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Santa Barbara Graduate School, Inc. dba Pacifica Graduate Institute reported $77,721 in plan administrative expenses for 2024: 0.46% of average plan assets, higher than ~75% of peers. Employer contributions averaged $214 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.25% to 0.46%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 3,917th-largest of 9,483 plans among California employers on file, and 1,670th of 3,091 in educational services. In 2024, employees put in $11.29 for every $1.00 the employer contributed; active participation has grown from 321 to 364 since 2022.

Plan summary
Net assets, end of year$17,922,768
Participants with balances301
Active participants364
Employer contributions$77,974
Employee contributions$880,076
Employer contribution per active participant$214
Average account balance$59,544
Benefits paid to participants$515,197
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.9M · 301 accts · $78K emplr
2023$15.7M · 231 accts · $67K emplr
2022$13.2M · 297 accts · $71K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$38,014
Investment management$39,707
Total administrative$77,721
The Santa Barbara Graduate School, Inc. dba Pacifica Graduate Institute 401(k) match · 2024
Employer contribution per active participant$214
Median for plans this size$2,416
2024$214 per active participant
2023$238 per active participant
2022$220 per active participant

Santa Barbara Graduate School, Inc. dba Pacifica Graduate Institute's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NFP RETIREMENT INC · Investment advisory (plan)$39,008
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$38,014

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$77,721 · 0.46%
2023$37,304 · 0.26%
2022$35,635 · 0.25%
All plans at this employer2
PACIFICA GRADUATE INSTITUTE 401K PLAN401(k)
PACIFICA GRADUATE INSTITUTE EMPLOYEES' RETIREMENT PLANESOP
Same employer
Similar plansEducational Services · California
Prospect Sierra School CA$18.0M · 0.10%
Redwood Day School CA$17.7M · 0.14%
Aops Incorporated CA$17.6M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770119973 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.