Plan Ledger DOL Form 5500 · updated monthly

Kish Bank401(k)

KISH BANK RETIREMENT SAVINGS PLAN · REEDSVILLE, PA · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Kish Bank reported $39,125 in plan administrative expenses for 2024: 0.18% of average plan assets, below the peer median. Employer contributions averaged $2,561 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.18%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,394th-largest of 3,651 plans among Pennsylvania employers on file, and 2,774th of 4,798 in finance & insurance. In 2024, employees put in $2.00 for every $1.00 the employer contributed; active participation has grown from 220 to 245 since 2022.

Plan summary
Net assets, end of year$23,784,059
Participants with balances296
Active participants245
Employer contributions$627,407
Employee contributions$1,254,621
Employer contribution per active participant$2,561
Average account balance$80,352
Benefits paid to participants$2,112,429
Plan auditUnmodified (clean) audit opinion
AuditorS.R. SNODGRASS, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$23.8M · 296 accts · $627K emplr
2023$20.7M · 277 accts · $572K emplr
2022$18.2M · 285 accts · $531K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,388
Investment management$36,737
Total administrative$39,125
The Kish Bank 401(k) match · 2024
Employer contribution per active participant$2,561
Median for plans this size$2,416
2024$2,561 per active participant
2023$2,416 per active participant
2022$2,414 per active participant

Kish Bank's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FULTON FINANCIAL ADVISORS · Recordkeeping · Consulting$84,895

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024FULTON FINANCIAL ADVISORS
2023FULTON FINANCIAL ADVISORS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$39,125 · 0.18%
2023$26,801 · 0.14%
2022$22,993 · 0.12%
Same employer
Similar plansFinance & Insurance · Pennsylvania
Harleysville Bank PA$24.9M · 0.11%
Trc Payroll, I, LLC PA$23.4M · 0.27%
Essa Bank & Trust PA$23.1M · 0.34%
Llr Management, LP PA$23.1M · 0.37%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 230764654 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.