Plan Ledger DOL Form 5500 · updated monthly

Keystone Custom Management, LLC401(k)

KEYSTONE CUSTOM MANAGEMENT, LLC 401(K) PLAN · LANCASTER, PA · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Keystone Custom Management, LLC reported $30,964 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $3,573 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.21% to 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Pennsylvania (2,004th of 3,651), and the 2,668th of 5,337 in construction. In 2024, employees put in $2.21 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,177,087
Participants with balances224
Active participants175
Employer contributions$625,325
Employee contributions$1,383,254
Employer contribution per active participant$3,573
Average account balance$58,826
Benefits paid to participants$673,509
Plan auditUnmodified (clean) audit opinion
AuditorSIMON LEVER
Plan history3
Yearassets · accounts · employer contribution
2024$13.2M · 224 accts · $625K emplr
2023$9.9M · 205 accts · $474K emplr
2022$7.4M · 184 accts · $437K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$21,714
Audit (IQPA)$9,250
Total administrative$30,964
The Keystone Custom Management, LLC 401(k) match · 2024
Employer contribution per active participant$3,573
Median for plans this size$2,416
2024$3,573 per active participant
2023$2,786 per active participant
2022$2,527 per active participant

Keystone Custom Management, LLC's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Recordkeeping · Loan processing$21,714
SIMON LEVER LLP · Accounting / audit$9,250

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$30,964 · 0.27%
2023$26,471 · 0.31%
2022$15,296 · 0.21%
Same employer
Similar plansConstruction · Pennsylvania
Frank Bryan, Inc. PA$13.9M · 0.33%
Brothers, Inc. PA$13.9M · 0.34%
Geo-Solutions, Inc. PA$13.6M · 0.16%
McCarl's LLC PA$13.2M · 0.06%
Mve Group, Inc. PA$12.4M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 823599092 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.