Plan Ledger DOL Form 5500 · updated monthly

Kemper Northwest Inc.401(k)

KEMPER NORTHWEST INC. 401K PLAN · CALDWELL, ID · plan year 2022

Reported admin expense ratio · 2022
0.32%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Kemper Northwest Inc. reported $12,250 in plan administrative expenses for 2022: 0.32% of average plan assets, below the peer median. Employer contributions averaged $1,973 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Idaho (260th of 349), and 4,377th of 5,337 in construction. In 2022, employees put in $1.65 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,511,463
Participants with balances68
Active participants81
Employer contributions$159,836
Employee contributions$262,990
Employer contribution per active participant$1,973
Average account balance$51,639
Benefits paid to participants$156,740
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$12,250
Total administrative$12,250
The Kemper Northwest Inc. 401(k) match · 2022
Employer contribution per active participant$1,973
Median for plans this size$1,114

Kemper Northwest Inc.'s 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$12,250 · 0.32%
Similar plansConstruction · Idaho
Kit Homebuilders West LLC ID$3.3M · 0.13%
Industrial Builders, Inc. ID$1.1M · 0.40%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 462099333 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.