Plan Ledger DOL Form 5500 · updated monthly

Kemper Corporation401(k) + ESOP (KSOP)

KEMPER CORPORATION 401(K) RETIREMENT PLAN · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Kemper Corporation reported $483,731 in plan administrative expenses for 2024: 0.06% of average plan assets, below the peer median. Employer contributions averaged $4,137 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.062% to 0.057%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other management of companies employers. By assets it is the 104th-largest of 3,702 plans among Illinois employers on file, and the 48th of 786 in management of companies. In 2024, employees put in $1.44 for every $1.00 the employer contributed; active participation has shrunk from 9,216 to 7,115 since 2022.

Plan summary
Net assets, end of year$887,547,586
Participants with balances11,413
Active participants7,115
Employer contributions$29,433,994
Employee contributions$42,355,661
Employer contribution per active participant$4,137
Average account balance$77,766
Benefits paid to participants$101,101,249
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$887.5M · 11,413 accts · $29.4M emplr
2023$807.3M · 11,289 accts · $26.9M emplr
2022$700.9M · 12,524 accts · $30.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$483,731
Total administrative$483,731
The Kemper Corporation 401(k) match · 2024
Employer contribution per active participant$4,137
Median for plans this size$4,294
2024$4,137 per active participant
2023$3,379 per active participant
2022$3,330 per active participant

Kemper Corporation's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$490,495

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$483,731 · 0.06%
2023$482,964 · 0.06%
2022$474,608 · 0.06%
Same employer
Similar plansManagement of Companies · Illinois
Illinois Tool Works Inc. IL$4.2B · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 954255452 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.