Plan Ledger DOL Form 5500 · updated monthly

Kellogg Community Credit Union401(k)

KELLOGG COMMUNITY CREDIT UNION 401K SAVINGS PLAN · BATTLE CREEK, MI · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Kellogg Community Credit Union reported $3,109 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,885 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,307th-largest of 2,619 plans among Michigan employers on file, and 3,622nd of 4,798 in finance & insurance. In 2024, the employer put in $1.83 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$13,768,136
Participants with balances260
Active participants161
Employer contributions$303,407
Employee contributions$165,774
Employer contribution per active participant$1,885
Average account balance$52,954
Benefits paid to participants$1,631,491
Plan auditUnmodified (clean) audit opinion
AuditorHUNGERFORD
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,109
Total administrative$3,109
The Kellogg Community Credit Union 401(k) match · 2024
Employer contribution per active participant$1,885
Median for plans this size$2,416

Kellogg Community Credit Union's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$3,109
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$3,109 · 0.02%
Similar plansFinance & Insurance · Michigan
Tlc Community Credit Union MI$15.5M · 0.24%
J.M. Wilson Corporation MI$15.4M · 0.52%
Thumb Bank and Trust MI$14.1M · 0.00%
Top Flite Financial Inc. MI$13.4M · 0.10%
Liberty Title Agency, Inc. MI$10.5M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 386060726 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.