Plan Ledger DOL Form 5500 · updated monthly

Kairos Northwest401(k)

KAIROS 401(K) PROFIT SHARING PLAN · GRANTS PASS, OR · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Kairos Northwest reported $4,117 in plan administrative expenses for 2024: 0.17% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,621 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.24% to 0.17%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Oregon (875th of 1,021), and 9,605th of 11,911 in health care & social assistance. In 2024, the employer put in $1.32 for every $1.00 employees contributed themselves; active participation has grown from 89 to 115 since 2022.

Plan summary
Net assets, end of year$2,542,125
Participants with balances113
Active participants115
Employer contributions$186,407
Employee contributions$140,867
Employer contribution per active participant$1,621
Average account balance$22,497
Benefits paid to participants$385,857
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.5M · 113 accts · $186K emplr
2023$2.3M · 117 accts · $159K emplr
2022$1.9M · 119 accts · $157K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,000
Investment management$1,117
Total administrative$4,117
The Kairos Northwest 401(k) match · 2024
Employer contribution per active participant$1,621
Median for plans this size$1,313
2024$1,621 per active participant
2023$1,656 per active participant
2022$1,769 per active participant

Kairos Northwest's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
EDWARD D JONES & CO, L.P. · Investment advisory (participants)$9,702

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$4,117 · 0.17%
2023$3,357 · 0.16%
2022$4,916 · 0.24%
Same employer
Similar plansHealth Care & Social Assistance · Oregon
Willamette Family, Inc. OR$2.7M · 0.13%
Robison Jewish Home OR$2.7M · 0.05%
Anthem Memory Care, LLC OR$2.6M · 1.95%
Community Vision, Inc OR$2.5M · 0.94%
Bend Health, Inc. OR$2.5M · 0.62%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930686923 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.