Plan Ledger DOL Form 5500 · updated monthly

Jacent Strategic Merchandising401(k)

JACENT STRATEGIC MERCHANDISING 401(K) PLAN · HUNTINGDON VALLEY, PA · plan year 2024

Reported admin expense ratio · 2024
1.03%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Jacent Strategic Merchandising reported $76,587 in plan administrative expenses for 2024: 1.03% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,163 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.66% to 1.03%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Pennsylvania (2,559th of 3,651), and 3,258th of 4,246 in wholesale trade. In 2024, employees put in $2.03 for every $1.00 the employer contributed; active participation has grown from 508 to 582 since 2022.

Plan summary
Net assets, end of year$7,680,887
Participants with balances355
Active participants582
Employer contributions$676,906
Employee contributions$1,374,493
Employer contribution per active participant$1,163
Average account balance$21,636
Benefits paid to participants$2,439,483
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.7M · 355 accts · $677K emplr
2023$7.2M · 335 accts · $545K emplr
2022$5.2M · 374 accts · $527K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,336
Investment management$35,251
Total administrative$76,587
The Jacent Strategic Merchandising 401(k) match · 2024
Employer contribution per active participant$1,163
Median for plans this size$1,313
2024$1,163 per active participant
2023$974 per active participant
2022$1,038 per active participant

Jacent Strategic Merchandising's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ADP, INC. · Loan processing · Recordkeeping$41,336
CREATIVE PLANNING HOLDCO, LLC · Recordkeeping · Trustee$35,251

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, CREATIVE PLANNING HOLDCO, LLC
2023ADP, CREATIVE PLANNING HOLDCO, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$76,587 · 1.03%
2023$71,897 · 1.15%
2022$33,186 · 0.66%
Same employer
Similar plansWholesale Trade · Pennsylvania
Arley Wholesale, Inc. PA$8.2M · 0.72%
Baudax Bio, Inc. PA$8.1M · 0.18%
Jerome H. Rhoads, Inc. PA$7.5M · 0.13%
Capp Management LLC PA$7.1M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 320473691 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.