Plan Ledger DOL Form 5500 · updated monthly

Fisher and Thompson401(k)

FISHER AND THOMPSON, INC. 401(K) TRUST · LEOLA, PA · plan year 2025

Reported admin expense ratio · 2025
0.13%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Fisher and Thompson reported $12,350 in plan administrative expenses for 2025: 0.13% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,828 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.01% to 0.13%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Pennsylvania (2,199th of 3,651), and 2,790th of 4,246 in wholesale trade. In 2025, employees put in $2.78 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,990,663
Participants with balances137
Active participants144
Employer contributions$263,288
Employee contributions$732,508
Employer contribution per active participant$1,828
Average account balance$80,224
Benefits paid to participants$355,863
Plan auditUnmodified (clean) audit opinion
AuditorSIMON LEVER
Plan history2
Yearassets · accounts · employer contribution
2025$11.0M · 137 accts · $263K emplr
2024$8.7M · 128 accts · $255K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$350
Total administrative$12,350
The Fisher and Thompson 401(k) match · 2025
Employer contribution per active participant$1,828
Median for plans this size$1,464
2025$1,828 per active participant
2024$1,758 per active participant

Fisher and Thompson's 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
SIMON LEVER LLC · Accounting / audit$12,000
CAPITAL GROUP RETIREMENT PLAN SVCS. · Trustee (directed) · Other services$350

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025$12,350 · 0.13%
2024$550 · 0.01%
Same employer
Similar plansWholesale Trade · Pennsylvania
C. H. Briggs Company PA$12.0M · 0.38%
Coen Oil Company, LLC PA$11.0M · 0.47%
R F Fager Company PA$10.6M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232399875 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.