Plan Ledger DOL Form 5500 · updated monthly

Inspirato LLC401(k)

INSPIRATO LLC 401(K) PLAN · DENVER, CO · plan year 2024

Reported admin expense ratio · 2024
0.28%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Inspirato LLC reported $118,472 in plan administrative expenses for 2024: 0.28% of average plan assets, below the peer median. Employer contributions averaged $420 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.28%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 276th-largest of 1,461 plans among Colorado employers on file, and the 157th of 2,240 in accommodation & food services. In 2024, employees put in $24.85 for every $1.00 the employer contributed; active participation has shrunk from 889 to 457 since 2022.

Plan summary
Net assets, end of year$43,446,290
Participants with balances814
Active participants457
Employer contributions$192,152
Employee contributions$4,775,498
Employer contribution per active participant$420
Average account balance$53,374
Benefits paid to participants$10,307,654
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$43.4M · 814 accts · $192K emplr
2023$42.3M · 936 accts · $1.2M emplr
2022$33.7M · 1,070 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$118,472
Total administrative$118,472
The Inspirato LLC 401(k) match · 2024
Employer contribution per active participant$420
Median for plans this size$2,416
2024$420 per active participant
2023$1,850 per active participant
2022$1,481 per active participant

Inspirato LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$118,472
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$118,472 · 0.28%
2023$103,327 · 0.27%
2022$89,132 · 0.27%
Same employer
Similar plansAccommodation & Food Services · Colorado
Northwood Investors LLC CO$74.1M · 0.21%
Oklahoma Publishing Co. CO$55.8M · 0.19%
M&C Hotel Interests, Inc. CO$50.9M · 0.41%
Exclusive Resorts, LLC CO$30.9M · 0.27%
Noodles & Company CO$25.5M · 0.60%
Ssa Group, LLC CO$20.5M · 0.82%

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Source: U.S. Department of Labor, Form 5500 series, EIN 800552353 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.