Plan Ledger DOL Form 5500 · updated monthly

Jollibee Foods Corporation (USA)401(k)

JFC AMERICA 401(K) PLAN · DENVER, CO · plan year 2025

Reported admin expense ratio · 2025
0.36%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Jollibee Foods Corporation (USA) reported $223,984 in plan administrative expenses for 2025: 0.36% of average plan assets, higher than ~90% of peers. Employer contributions averaged $529 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.55% to 0.36%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 180th-largest of 1,461 plans among Colorado employers on file, and the 113th of 2,240 in accommodation & food services. In 2025, employees put in $2.16 for every $1.00 the employer contributed; active participation has grown from 4,934 to 5,523 since 2022.

Plan summary
Net assets, end of year$69,394,584
Participants with balances1,611
Active participants5,523
Employer contributions$2,924,069
Employee contributions$6,320,192
Employer contribution per active participant$529
Average account balance$43,075
Benefits paid to participants$6,129,899
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$69.4M · 1,611 accts · $2.9M emplr
2024$56.6M · 1,588 accts · $2.6M emplr
2023$44.1M · 1,413 accts · $2.4M emplr
2022$34.7M · 1,401 accts · $2.3M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$177,268
Investment management$39,516
Audit (IQPA)$7,200
Total administrative$223,984
The Jollibee Foods Corporation (USA) 401(k) match · 2025
Employer contribution per active participant$529
Median for plans this size$4,093
2025$529 per active participant
2024$445 per active participant
2023$453 per active participant
2022$468 per active participant

Jollibee Foods Corporation (USA)'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
JOHN HANCOCK RETIREMENT PLAN SERVIC · Recordkeeping · Loan processing$177,928
CREATIVE PLANNING LLC · Investment advisory (plan)$38,855
PLANTE & MORAN, PLLC · Accounting / audit$7,200

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

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Administrative cost history4
2025$223,984 · 0.36%
2024$217,057 · 0.43%
2023$203,189 · 0.52%
2022$193,759 · 0.55%
Same employer
Similar plansAccommodation & Food Services · Colorado
Northwood Investors LLC CO$74.1M · 0.21%
Oklahoma Publishing Co. CO$55.8M · 0.19%
M&C Hotel Interests, Inc. CO$50.9M · 0.41%
Inspirato LLC CO$43.4M · 0.28%
Exclusive Resorts, LLC CO$30.9M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 880510198 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.