Plan Ledger DOL Form 5500 · updated monthly

Htc America, Inc.401(k)

HTC AMERICA, INC. 401(K) PLAN · BERKELEY, CA · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Htc America, Inc. reported $33,092 in plan administrative expenses for 2025: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $10,043 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.00% to 0.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 2,526th-largest of 9,483 plans among California employers on file, and the 967th of 5,215 in retail trade. In 2025, employees put in $1.78 for every $1.00 the employer contributed; active participation has shrunk from 91 to 45 since 2022.

Plan summary
Net assets, end of year$32,429,633
Participants with balances235
Active participants45
Employer contributions$451,915
Employee contributions$806,344
Employer contribution per active participant$10,043
Average account balance$137,998
Benefits paid to participants$5,307,982
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$32.4M · 235 accts · $452K emplr
2024$32.2M · 312 accts · $575K emplr
2023$30.9M · 349 accts · $547K emplr
2022$26.8M · 384 accts · $463K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$33,092
Total administrative$33,092
The Htc America, Inc. 401(k) match · 2025
Employer contribution per active participant$10,043
Median for plans this size$2,666
2025$10,043 per active participant
2024$5,863 per active participant
2023$5,473 per active participant
2022$5,089 per active participant

Htc America, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
NORTHWEST PLAN SERVICES, INC · Plan administrator · Recordkeeping$6,372
RBC WEALTH MANAGEMENT · Investment advisory (participants) · Investment advisory (plan)$41,619
CLARK NUBER P.S. · Accounting / audit$21,819
MATRIX TRUST · Custodial (securities)$12,379

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$33,092 · 0.10%
2024$31,003 · 0.10%
2023$6,358 · 0.02%
2022$389 · 0.00%
Same employer
Similar plansRetail Trade · California
Arbonne International LLC CA$34.8M · 0.25%
Prodege, LLC dba Swagbucks CA$34.3M · 0.28%
Bentley Mills, Inc. CA$32.9M · 0.61%
La Mesa Rv Center, Inc. CA$31.8M · 0.82%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820588689 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.