Plan Ledger DOL Form 5500 · updated monthly

Rainbow Grocery Cooperative, Inc.401(k)

RAINBOW GROCERY COOPERATIVE, INC. RETIREMENT PLAN · SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Rainbow Grocery Cooperative, Inc. reported $5,885 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,345 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.022% to 0.020%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 2,591st-largest of 9,483 plans among California employers on file, and the 991st of 5,215 in retail trade. In 2025, employees put in $1.77 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$31,371,334
Participants with balances268
Active participants186
Employer contributions$436,081
Employee contributions$771,238
Employer contribution per active participant$2,345
Average account balance$117,057
Benefits paid to participants$1,163,359
Plan auditUnmodified (clean) audit opinion
AuditorAUDIT AND TAX SOLUTIONS, CPA'S
Plan history4
Yearassets · accounts · employer contribution
2025$31.4M · 268 accts · $436K emplr
2024$27.1M · 262 accts · $418K emplr
2023$24.4M · 264 accts · $289K emplr
2022$21.8M · 276 accts · $295K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$5,425
Investment management$460
Total administrative$5,885
The Rainbow Grocery Cooperative, Inc. 401(k) match · 2025
Employer contribution per active participant$2,345
Median for plans this size$2,666
2025$2,345 per active participant
2024$2,198 per active participant
2023$1,545 per active participant
2022$1,537 per active participant

Rainbow Grocery Cooperative, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$5,425

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$5,885 · 0.02%
2024$5,138 · 0.02%
2023$5,625 · 0.02%
2022$5,625 · 0.02%
Same employer
Similar plansRetail Trade · California
Htc America, Inc. CA$32.4M · 0.10%
La Mesa Rv Center, Inc. CA$31.8M · 0.82%
Dick Browning, Inc. CA$31.0M · 0.48%
Criticalpoint Partners, LLC CA$30.1M · 0.63%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942365172 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.