Plan Ledger DOL Form 5500 · updated monthly

Hometrust Mortgage Company401(k)

HOMETRUST MORTGAGE COMPANY EMPLOYEE 401(K) AND PROFIT SHARING PLAN · HOUSTON, TX · plan year 2022

Reported admin expense ratio · 2022
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Hometrust Mortgage Company reported $6,339 in plan administrative expenses for 2022: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,817 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.03%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,675th-largest of 5,688 plans among Texas employers on file, and 2,600th of 4,798 in finance & insurance. In 2022, employees put in $3.45 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$26,606,686
Participants with balances173
Active participants120
Employer contributions$218,013
Employee contributions$752,927
Employer contribution per active participant$1,817
Average account balance$153,796
Benefits paid to participants$5,027,501
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$22.8M · 129 accts · $83K emplr
2023$24.1M · 147 accts · $126K emplr
2022$26.6M · 173 accts · $218K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$5,233
Total administrative$6,339
The Hometrust Mortgage Company 401(k) match · 2022
Employer contribution per active participant$1,817
Median for plans this size$2,266
2024$986 per active participant
2023$1,400 per active participant
2022$1,817 per active participant

Hometrust Mortgage Company's 2022 employer contribution ran below the $2,266 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$6,875 · 0.03%
2023$5,192 · 0.02%
2022$6,339 · 0.02%
Same employer
Similar plansFinance & Insurance · Texas
Fivepoint Credit Union TX$27.5M · 0.12%
Weststar Bank TX$26.5M · 0.18%
Newpoint Holdings Jv LLC TX$26.3M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 760578435 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.