Plan Ledger DOL Form 5500 · updated monthly

Harvey & Madding, Inc401(k)

HARVEY 401(K) PLAN · DUBLIN, CA · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Harvey & Madding, Inc reported $112,841 in plan administrative expenses for 2024: 0.51% of average plan assets, higher than ~75% of peers. Employer contributions averaged $328 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.63% to 0.51%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 3,348th-largest of 9,483 plans among California employers on file, and the 1,334th of 5,215 in retail trade. In 2024, employees put in $14.43 for every $1.00 the employer contributed; active participation has grown from 249 to 307 since 2022.

Plan summary
Net assets, end of year$22,444,075
Participants with balances223
Active participants307
Employer contributions$100,631
Employee contributions$1,452,333
Employer contribution per active participant$328
Average account balance$100,646
Benefits paid to participants$4,245,472
Plan auditUnmodified (clean) audit opinion
AuditorPOMARES & CO, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$22.4M · 223 accts · $101K emplr
2023$22.0M · 225 accts · $77K emplr
2022$19.7M · 198 accts · $92K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$61,544
Investment management$51,297
Total administrative$112,841
The Harvey & Madding, Inc 401(k) match · 2024
Employer contribution per active participant$328
Median for plans this size$2,416
2024$328 per active participant
2023$272 per active participant
2022$371 per active participant

Harvey & Madding, Inc's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TRANSAMERICA FINANCIAL LIFE INS. CO · Recordkeeping · Loan processing$61,544
MERRILL LYNCH LIFE AGENCY INC. · Consulting · Insurance services$51,297

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$112,841 · 0.51%
2023$131,879 · 0.63%
2022$131,761 · 0.63%
Same employer
Similar plansRetail Trade · California
Eminent Inc. CA$22.7M · 0.26%
Whatnot Inc CA$22.7M · 0.18%
The Honest Company, Inc. CA$22.6M · 0.41%
Fabfitfun, Inc. CA$22.1M · 0.13%
Allbirds, Inc. CA$21.8M · 0.16%
Brilliant Earth, LLC CA$21.7M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942435867 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.